One for All, and
All for One

Together, at Niro, our force equals the sum of all our people. With extensive experience across fintech, financial services, gaming, consumer and education - we know what it takes to succeed.

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Meet our Team

Aditya Kumar
Co-founder & CEO

Aditya was previously the founder of Qbera, a near-prime credit origination marketplace which he scaled to $25mm in AUM and sold to InCred Financial Services in 2020, where he headed the consumer lending business. Aditya has over 16 years of experience in entrepreneurship and financial services, with a Bachelor’s Degree in Economics from Warwick University. By night, Aditya is the lead singer of a rock & blues band in Bangalore called Strange Brew.

Sankalp Mathur
Co-founder & CRO

Sankalp spent 5 years with growing fintech startups - helping build the businesses from 0 to 1 from a risk bearing and scaling perspective. He spent over 13 years with banks like Citi, HSBC and Barclays understanding the systems and processes of Retail Banking across a variety of products and developing expertise in Risk, Analytics, Underwriting, Operations and Collections. He is a graduate from IIT Kanpur.

Vijay Sachidanand
Chief Operating Officer

Vijay has over 25 years of general management and product leadership experience, mostly in early-stage fin-tech environments. He was previously on Gain Credit's executive team serving as general manager of Drafty, a UK consumer lending business which he took from the seed stage to a $100m fundraise. Before that, he built Amazon Money Store (Amazon UK's embedded credit marketplace) and helped start (a US-based marketplace for surplus industrial assets), which was sold for $340m. Vijay has an MBA from London Business School and undergraduate degrees in business and engineering from the University of Pennsylvania. Outside the office, Vijay can often be found at his local pub cheering on his favourite football and cricket teams.

Viswanath Kommalapati
Chief Technology Officer

Viswanath has over 15 years of experience in technology, designing and building systems that operate at scale. He has been a two-time founder, having sold his last startup (FanDuniya) to Dream Sports. He is a B.Tech graduate from IIT Madras.

Narendran P
Head - Collections & Operations

Narendran is a unique blend of skills going from field collections to data analytics. An expert at building and managing Collection and Ops Infrastructure for scale from scratch. Holds over 20 years of experience with financial behemoths like HDFC, ICICI, GE Money and Bajaj and hyper growth start-ups like Navi and Moneytap. Narendra holds a commerce degree from University of Madras.

Laasyaa Chadaga
Head - Finance & Strategy

Laasyaa focuses on strategic initiatives and keeping the money flowing at Niro. A career investment banker with 12+ years of experience, she has a deep understanding of businesses and has successfully led fundraising and M&A transactions across multiple sectors, most notably BFSI. She enjoys playing poker and loves the outdoors, with a passion for travelling the world.

Tripti Jha

Tripti is reshaping the team at Niro with her unceasing passion for fostering talent, innovative policies, and strategic alignment. With an experience spanning 14 years, she has spent her formative years at industry giants like Tata Motors, Hero MotoCorp, JSPL, and for the past 5 years she has been associated with progressive startups like Yulu and Relevel by Unacademy where she has helped scale orgs from zero to one. She's passionate about 3 Ps- People, Policies, and Products. Her positive, cheerful demeanor enriches the workplace, while her travels fuel her curiosity about the world.

Vinay Gurram
VP - Engineering

Vinay is a hard core engineer who loves logic, algorithm and all things Java. An entrepreneur at the core he conceives a multitude of brilliant ideas on a routine basis. He has held key engineering positions in a number of different high growth start-ups before Niro. Vinay holds a Masters in Science from IIT Mumbai.

Nishanth Ashok
Vice President - Growth & Marketing

Nishanth focuses on growth initiatives & marketing strategy at Niro. With 7+ years of expertise in marketing, he drives user acquisition and retention through data-driven, customer-centric campaigns. When not in the office, he is often found on a hiking trail, enjoying the outdoors. Nishanth holds a PGDM in Marketing & Strategy from the Great Lakes Institute of Management.

Vanita Dalvi
AVP Sales

Vanita has 15 years of experience in sales within the banking and fintech domain. She brings with her deep understanding of multiple products business loans, digital personal loans, and credit lines across several companies such as HDFC Bank, Capital Float, Qbera Finance, and Incred Finance.

Monisha Verma
AVP-People & Culture

Monisha has 9 years of experience in human resources. Her passion is to look at problems from a "Human" angle. She has a joyful and positive outlook which she brings to every aspect of her work. She has over 5+ years of experience within the fintech and banking industry. She is a double masters in MBA and M.Sc in physics.

Shakun Banthia
AVP Business

Shakun has 12 years of experience. She has worked across various start-ups and spent 5 years working within the Fintech and Banking industries. She dons multiple hats at Niro including public relations, marketing, and growth. She has a dual MBA in finance and marketing from the Indian School of Business. Outside of work she loves adventure sports and travelling.

Prashanth P
AVP collections

Prashanth has over 20 years of progressive experience in Risk management, Collections & people management. He has set up a collections team from scratch and has an in-depth understanding of setting up collections and agent networks. He is a people person and loves parties and social gatherings. He enjoys camping in the wild and listening to the crackle of bonfires.

Harshitha Udupa
AVP - Accounting & Finance

Harshitha Udupa is a Chartered Accountant and a Company Secretary, managing Finance and Accounts. With over 8 years of experience, Harshitha has primarily focused on start-ups for the last 5 years. Her passion lies in the dynamic environment of start-ups, relishing the opportunities and growth prospects they offer. It drives her to excel and contribute significantly to the success of companies she has been a part of. Outside of her professional commitments, Harshitha enjoys various outdoor activities and is a PADI certified squba diver. She finds joy in trekking, engaging in outdoor sports, and finding tranquillity through gardening.

Ravi Krishna Sharma
Engineering Manager

Ravi has more than 12 years of experience driving technology-driven growth in diverse work settings, including startups and large organizations. He has a vast experience in building highly scalable backend systems. Currently, Ravi oversees technical development while providing leadership and guidance to his team. His career started with a Bachelor’s degree in Computer Science & Engineering from Sri Jayachamarajendra College of Engineering, Mysore. After his education, Ravi took on roles in different technology-related fields at well-known companies like Cisco, CA Technologies, and Philips.

Subhajit Das
AVP- Growth/ Founder's Office

Subhajit has over 10 years of experience in the Growth and Product Marketing domain. His expertise is a unique fusion of hands-on involvement in both early-stage fintech startups, such as GROWW, and established industry leaders like Axis, ICICI, and Aditya Birla Capital. Beyond the professional arena, Subhajit's passions extend to the realms of culinary arts and the world of cinema.

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I believe nearly every company will derive a significant portion of its revenue from financial services. Every company, even those that have nothing to do with financial services, will have the opportunity to benefit from fintech for the first time.

- Andreessen Horowitz